What Is A Fast Cash Loan?
Apply now for the cash advance you are looking for. It takes just 5 mins to apply and is subject to an assessment of affordability and suitability.
Are Loans available to Centrelink Customers?
This really depends on your situation, as the regulations state that Small amount credit contracts are not be offered to someone who receives at least 50% of their gross income as payments under the Social Security Act 1991 and the repayments would exceed 20% of the consumers gross income.
So if you have other income, you might be eligible.
Are Cash Loans available to the Unemployed?
No, unfortunately we are unable to lend to the unemployed.
Australian Cash Loan
A cash loan is slightly different to a personal loan. The intention of this type of loan is to get money into your bank account fast, which means that you can meet payments sooner rather than later. All you need to do is ensure that you the money in your bank account the next time your pay day rolls around and you can pay off the loan.
Applying for a cash advance is simple. All you need to do is fill in a short application form giving some of your vital information (i.e. name, address, phone number and the amount you need to borrow), you then hit a little button and the software does its work. If you have been accepted for a loan then you will need to fill in a bit more information (i.e. where the money needs to go) accept the terms and conditions and the cash loan will be in your bank account normally within a day. Now compare this to applying for a personal loan where the application process can take a number of weeks and you will easily see how quick a personal loan is to apply for.
The main difference between a cash loan and a personal loan is the amount of money that you are able to apply for. A standard loan often provides a lot more money, although of course you will be spending a lot of time waiting for it. A cash advance is designed to provide you with money when you need it the most, hence the amount of money that you can borrow is considerably smaller, although most cash advance companies will be able to lend up to $1,500 in cash within 24 hours (it can sometimes take between 1 and 3 days to process). You may need to have some security on this loan however for their protection.
One of the biggest benefits of a payday loan is that its quick to see if you can be approved for one, even if they have a poor credit history. Understandably, often the people that need the money most are those that have poor credit, so why should they suffer? When you apply for a cash advance online your credit history won’t even be checked. As long as the loan provider trusts you (i.e. you haven’t let them down in the past) then you are in line for approval.
You can use your cash advance for anything that you want, just remember to pay it back on time. However, due to the slightly higher interest on a cash loan you should bear in mind that it shouldn’t be used for every situation, only when you need it for emergencies every so often.
Why not fill in the application form and apply for a payday loan today?